Things to note
Things to note when making top-ups to three CPF accounts
Top-up limit
Top-up limit to three CPF accounts
The maximum amount you can top up is the difference between the CPF Annual Limit of $37,740 and the mandatory CPF contributions made for the calendar year.
Do remember to consider your mandatory CPF contributions which you will be receiving for the calendar year, before making top-ups. If the total mandatory CPF contributions and top-ups exceed the CPF Annual Limit in the calendar year, any excess top-ups will be refunded without interest.
Check your top-up limit online
You can use our e-Cashier to check the amount of top-ups you can make.
Follow the steps below
- Key in your NRIC number
- Select paying as a ‘Member’ and making payment for ‘Contribute to my three CPF Accounts (Non-tax deductible)’
- Click ‘Next’
- Read and accept the Terms and Conditions, and click ‘Start’
- Click ‘Check Allowable Contribution’
- Log in with your Singpass
You’ll see a message on the amount you can contribute.
Allocation rates
Allocation to the three CPF accounts
The allocation of your top-up will follow the allocation rates for mandatory CPF contributions.
You can use the CPF Contribution Allocation Calculator to find out how your top-up will be allocated.
